This Article talks about some of the Best Airline Credit Card offers that you can earn the bonus offer on multiple times. It’s kind of a big deal for people looking to earn frequent flyer miles long term and it is important to learn the rules for each card and card issuer.
There are a plethora of credit cards to add to your arsenal and the process of applying for a new card can be overwhelming. That is why we use the Ultimate Guides to the Best Frequent Flyer Program we are left to pickup its credit card to earn award travel.
But after you apply for the card the games are just beginning. The real heavy bonus miles comes from using your card on all your purchases and applying for different cards about every 4 months.
Churning Credit Cards
But there is another way to earn miles and this is by churning credit cards.
Churning Credit cards is when we can apply to the same credit card, earn the frequent flyer miles signup bonus offer without any problems and do this several times year.
Churning credit cards is not applying for multiple credit cards at once, that is known as an App-O-Rama or App-Run.
Current jargon in the miles & points community can be confusing and we hope that helped to clarify the two frequent flyer miles strategies.
This is a strategy that is recommended only for people with Excellent credit scores and a strong grasp on the tactics needed to juggle so many credit cards. Be warned churning is the dark underbelly of credit cards for free travel and is not for the feint of heart .
Disclosure: All of these are general data points and your experience may not be the same which would have your application being rejected.
List of Churning Credit Cards
Hawaiian Airlines Credit Card — Both the Bank of Hawaii and Bank of America credit cards earn 35,000 HawaiianMiles after $1,000 in purchases within 4 months. This offer may seem unremarkable but you can transfer those 70,000 HawaiianMiles to 140,000 Hilton HHonors points. These cards have a history of being churn eligible every 95 days. Charged Annual Fee on card activation.
US Airways Credit Card — Keep cranking out this signup bonus every 95 days and you will be flying for free all the time. The Personal MasterCard offers 40,000 Bonus miles but you can also get the business card version with25,000 miles after first purchase. There are also lower and higher branded versions of these cards and that may add a new layer to this churning onion. Most commonly people get this card twice a year. No Annual Fee. Example 1
Alaska Airlines Credit Card — Another card that you can earn the signup bonus after 95 days of your most recent application date. Good churning card if you are based on the west coast. Current best offer is 25,000 miles , not worth it even if you can churn. This has been around 35,000 miles and I would wait until it returns to that level. Charged Annual Fee.
Hilton Credit Card— Hilton cards offered by Citibank are still able to be churned. There are currently two different cards, that you can do the two-browser trick to get them at the same time, and then you wait to churn. The trend of all gathered evidence suggests waiting 95 days between application dates and to cancel previous card before applying for a new card. No Annual Fee. Example 1
That concludes the list of credit cards that have proven their signup bonus can be awarded multiple times a year.
There are other cards that can be churned over the long-haul, 12+ months, but that is not what we are looking for in this post.
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