How to Double Dip on Miles and More When You Get Duplicate Credit Cards
I opened my letterbox this afternoon hopeful to discover another of my airline credit cards.
There wasn’t one in there.
Or was there?!?
I got a letter from AmEx telling my I had been approved for my Delta Gold card, I knew this days ago, and they sent me a second letter that was quite fat.
I thought this would be the letter that held my Barclay’s card; a simple white envelope with no flourishes or logo.
That sounds British, no?
When I carefully ripped it apart, I noticed a Chase pamphlet slip out.
It was a second Chase MileagePlus Explorer card.
The airline credit cards had arrived but I got two of the same ones!
Potential CC Double Dip
This presents me with a good discussion for today; the duplicate card. This has been known to happen and people have earned two bonus promo’s because of it.
There are some key variables to look for to see if it qualifies.
Always remember that this is another credit card. Make sure you can manage your bills and pay off your debts appropriately.
Otherwise you should not be taking on the added risk.
What should you be looking for on the 2nd card?
Disregard the name, expiration date and instead immediately zoom in on the card number.
If the two cards have different card numbers, you are in. There is more than a great chance that the bonus promo will be honored!
This does happen several times throughout the course of the year.
From my experience it is more commonly seen with Citicard travel rewards credit cards.
It could be a browser/clear cookies issue or caused by my expedited shipping request.
Possibly even something on the IT end of the credit card company.
Irrespective of the reason, it’s awesome for those who get it.
Unfortunately I was not chosen. Same exact card # and name on both of my airline credit cards.
Now I will have to check up on my Experian report to see if they did pull my credit score twice.
If they did I will need to dispute the claim and also speak with Chase about canceling the card.
Credit inquiries account for 10% of your credit score.
A cool bonus out of this is destroying the extra card.
Should I shred it or go old school and use scissors?
